Senior Software Engineer

Company: Creditly Corp
Location: New York
Posted on: June 1, 2025

Job Description:

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. By leveraging AI-driven insights, data analytics, and seamless digital experiences, we provide no-interest cash advances. We aspire to build a financial eco-system to include credit-building and personalized financial management tools which will empower users to break free from the cycle of debt and achieve long-term financial stability.Taking a non-traditional approach to financial relief, Credit Genie empowers borrowers to collaborate more effectively with lenders to find fair solutions. Our innovative solutions have provided over 1 million users with more efficient, transparent, and equitable access to credit, giving them the tools they need to regain financial control.With 3.2M downloads and over 600K active customers, 74K reviews averaging 4.7 stars, Credit Genie's mission is rooted in transparency, accessibility, and financial empowerment. Credit Genie is redefining the way consumers manage credit and interact with financial institutions. Backed by Khosla Ventures and led by industry pioneers, the company is building the future of inclusive finance through cutting-edge technology and customer-centric solutions.Founded in 2019 by , former Swift Capital Founder (), the company is building the future of inclusive finance through cutting-edge technology and customer-centric solutions.OverviewAs a Senior Backend Engineer, you'll play a pivotal role in shaping our platform, designing and building the core systems that power our financial products. You'll have the opportunity to architect scalable infrastructure, drive technical direction, and work on products from the ground up. This is a rare chance to join a fast-growing fintech startup where your work will have a direct and meaningful impact on both the company and the financial well-being of our users.What You'll Do

• Design, Build, and Scale - Own backend systems end-to-end, from architecture to deployment, ensuring high performance, security, and scalability for next-generation financial products.
• Greenfield Development - Work on new projects from scratch, making foundational technical decisions that will shape our platform for years to come.
• Cross-Functional Collaboration - Partner with product, design, data science, and adjacent engineering teams to build impactful features and solve complex business challenges.
• Technical Leadership - Lead critical technical, design, and product discussions, driving best practices in system design, coding, testing, and DevOps.
• Customer-Focused Innovation - Scope, build, and optimize products and services that deliver immediate and meaningful value to users.Requirements
  • 5+ years of experience designing, building, and scaling high-performance backend systems in a fast-paced, high-growth environment.
  • Expertise in architecting and productionizing large-scale distributed systems.
  • Comfortable working across multiple technical areas and collaborating with frontend/mobile teams.
  • Passion for tackling complex challenges with structured thinking and analytical rigor. Ability to break down intricate systems, identify flaws, and implement scalable, secure, and maintainable solutions.
  • Thrives in a fast-moving, iterative environment with a bias for action. Excited to take full ownership of projects, drive impact, and work cross-functionally with product, design, and engineering teams.
  • Strong understanding of data privacy, compliance, and secure coding practices. Experience with designing resilient and reliable systems that meet high security and regulatory standards.Nice to Have
    • Experience working with products related to lending, credit cards, payments, or other financial services.
    • Familiarity with mobile app ecosystems and financial technology.Benefits and PerksOur goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.We believe working alongside each other is the best way to build a great product and company culture. While the expectation is to spend most of our time in office, we want to allow flexibility to employees when needed. Our goal is to provide an office environment for everyone that is inclusive and fosters collaboration while allowing for deep focus and productivity.Here are some highlights of our benefits and perks offerings:
      • 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
      • 401(k) with a 2.5% match and immediate vesting.
      • Meal program for breakfast, lunch, and dinner.
      • Monthly fitness reimbursement up to $100.
      • Life and accident insurance.
      • Flexible PTO.Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs.Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.
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Keywords: Creditly Corp, Hamilton , Senior Software Engineer, IT / Software / Systems , New York, New Jersey